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Terms of Service

Last updated: 8 February 2026

1. Product Description

The Money Repair Manual is a digital educational product consisting of downloadable PDF documents. It provides general information about personal finance, debt management, and related topics.

2. Not Financial Advice

IMPORTANT: This product provides general educational information only. It is NOT personal financial advice.

The content is designed to educate and inform. Before making any financial decisions, you should:

  • Consider your personal circumstances
  • Consult with a licensed financial adviser if needed
  • Contact free services like the National Debt Helpline (1800 007 007) for professional guidance

3. Purchase and Access

  • Payment is a one-time fee of $94.99 AUD
  • Access is granted immediately upon successful payment
  • Access is tied to your email address
  • You receive lifetime access to the materials
  • Materials are for personal use only

4. Refund Policy

We offer a 30-day money-back guarantee. If you are not satisfied with the product, email us within 30 days of purchase for a full refund. No questions asked.

5. Licence and Usage

Upon purchase, you receive a personal, non-transferable licence to:

  • Download and use the materials for personal purposes
  • Print copies for personal use

You may NOT:

  • Share your login credentials with others
  • Distribute the materials publicly
  • Resell or commercially exploit the materials
  • Remove watermarks or attribution

6. Watermarking

Downloaded materials may be watermarked with your email address. This is for copy protection and does not affect your use of the materials.

7. Limitation of Liability

To the maximum extent permitted by law:

  • We are not responsible for financial decisions you make
  • We do not guarantee specific outcomes
  • Our liability is limited to the purchase price

8. Australian Law

These terms are governed by the laws of Australia. You retain all rights under Australian Consumer Law, including statutory guarantees that cannot be excluded.

9. Contact

For questions about these terms, email support@moneyrepairmanual.com.au